Las Vegas Automobile Insurance

Las Vegas automobile insurance offers you protection when you have been in an automobile accident, whether it's your fault or not. Nevada requires that its residents carry at least liability coverage, which is what protects the accident victim if you are the one at fault in the accident. Luckily, you do have other Las Vegas, NV insurance options to protect yourself.

But after an automobile accident, there are things that you need to do to make sure all claims are done properly. Although you are most likely to be scared, upset, ad confused, the moment you are able, make sure you get the names and numbers of witnesses and any other relevant information. Whether you are at fault or not, you need to keep your wits about yourself.

Information to Gather

When in an accident, there is a lot of information to gather for your Las Vegas auto insurance company. The first piece of information is rather simple and that is to list all of the passengers that were in your automobile, if there were any. It is also not out of the question to write down their sex, height, weight, and any other identifying information for your Las Vegas, Nevada insurance company.

You then need to record information regarding the other vehicle. Get the make, model, and the license plate number. It is ideal if you can get the VIN, but this is not always feasible. Luckily, when the police are called, they will fill out a police report and their report will include vehicle information. You should have it, though, so that the information matches up. This information will then be provided to the Las Vegas, NV insurance company.

You will then need to record witnesses. Witnesses tend to stay at the scene of an accident so that they are able to tell the police what they saw. Witnesses are very valuable in an accident and your Las Vegas auto insurance company is going to need their contact information. Your Las Vegas insurance company may want to contact these individuals and ask them questions about the automobile accident.

Don't expect the police to send the police report to the Las Vegas car insurance company. Waiting on them to do so could take months and you don't have months. You want the claim to be settled quickly so that you can put the automobile accident in the past and move on with your life. You will need to go to the police department and obtain the police report on your own.

You also need to note the location in Las Vegas in which the automobile accident occurred. Note specifics about the road. Write down if there was pavement striping, how many lanes, what the intersection is like, if there's an intersection, and write down whether it is one way or two way. You will also need to let the Las Vegas automobile insurance company know where each automobile was impacted. And look around for any traffic control devices.

Taking pictures is also important because you can provide these photographs to your Las Vegas vehicle insurance company. With most individuals having cell phones with cameras, this should not be hard to do. You are able to note the condition of each automobile right after the accident. This ensures that no fraudulent damage is added to any automobile to try and get a higher payout from the insurance company.

Staying Calm

It is very important that you write down everything and stay calm while you do so that the information provided to the Las Vegas auto insurance company is as detailed as possible. Law Vegas, Nevada is a busy city and automobile accidents happen all of the time. Fraudulent accidents do too, so if you feel that you are the victim of a staged accident in Las Vegas, document this. By documenting everything, you are making sure that you are protecting yourself against a staged accident.

If you are not able to take down the information that your Las Vegas automobile insurance needs, have any passengers who were with you to do it for you. Sometimes, there are instances in which a person may be too injured to take down the required information. Do not worry if this is the case because you don't want to overdo it. Just try to make mental notes of as much as possible so that you can recall it later. Every little bit helps.

By knowing what to do after an automobile accident, you can take down the correct information for your Las Vegas automobile insurance company and make the claims process as smooth as possible. This benefits you and the insurance company a great deal. So be detailed and this emotionally difficult time can be financially easier.


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